Consumer Guidance Society of India (CGSI)

 The Consumer Guidance Society of India (CGSI) is a non-profit organization dedicated to protecting the rights of Indian consumers. Founded in 1966, CGSI works to promote consumer awareness and education, and to protect and enforce consumer rights. The organization provides legal advice and assistance to consumers, represents consumer interests in court, and works to ensure that consumer complaints are addressed in an effective and timely manner. CGSI also works with government and industry to promote fair business practices and consumer protection laws. In addition, the organization conducts research and surveys to monitor the consumer situation and advocate for change on a wide range of consumer-related issues. By equipping consumers with the knowledge and tools they need to make informed decisions, CGSI helps to ensure that Indian consumers are treated fairly and protected from fraudulent or deceptive business practices.

 

Federation of Consumer and Service Organizations (FEDCOS) in India

Federation of Consumer and Service Organizations (FEDCOS) is a non-profit organization that works towards the protection of consumer rights in India.

What does FEDCOS do?

FEDCOS conducts research, advocacy, and education to promote consumer awareness and ensure their rights are protected.

FEDCOS's research

FEDCOS's research covers various sectors such as healthcare, food safety, and product quality to identify consumer issues and develop solutions.

 

FEDCOS's advocacy

FEDCOS advocates for consumer-friendly policies, lobbies for legal and regulatory changes, and raises awareness about consumer issues.

FEDCOS's education

FEDCOS provides training programs, workshops, and seminars to educate consumers about their rights and responsibilities.

Why is FEDCOS important?

FEDCOS plays a crucial role in protecting consumer rights by empowering them, helping them seek redressal, and holding businesses accountable.

FEDCOS's impact

FEDCOS has resolved numerous consumer complaints and played a crucial role in shaping consumer protection policies in India.

FEDCOS's partnerships

FEDCOS collaborates with government agencies, NGOs, and other stakeholders to promote consumer protection and influence policy decisions.

How can consumers benefit from FEDCOS?

Consumers can benefit from FEDCOS's resources, including publications, online tools, and helplines, to make informed decisions and seek redressal.

In conclusion, FEDCOS is an essential organization that works towards protecting consumer rights through research, advocacy, and education.

Covid-19: The Supreme Court can say no in the case of the moratorium

The Supreme Court on Monday indicates not to provide any help that petition. The action was taken for an interest-free loan moratorium for six months or until the Covid-19 situation subsides.

The bench consisting of Justice Bhushan and M R Shah made this observation while talking among themselves. This action was taken as the petitioner's lawyer Vishal Tiwari was not connected with the video conference.

The trial was postponed to June 11 because Tiwari was not in line to debate his case. The moratorium for considering the loss of business opportunities and unemployment due to the second wave of Covid-19.

Speaking among themselves, Judge Bhushan asked his colleague judge, said, "Have you ever seen a prayer, brother?"

Justice Shah said, "Yes. We cannot grant it. Representation can be allowed to be made to RBI."

Attorneys in Madras High Court: Covid-19: The Supreme Court can say no in the case of the moratorium

The petition said the center and its ministries concerned as well as the Reserve Bank of India (RBI) have failed to help in this situation. They failed for sectors and individuals whose sustenance and existence are under the clouds.

 

"There is no such help and monetary package that has been stated by sovereignty. They were not discussed the time that is emphasized. People are under extraordinary pressure to pay EMI's. They are always under the threat of accounts may be declared as an NPA," said the petition.

Furthermore, it argues that without salary, it turns out it becomes a hopeless situation for individuals. "RBI at 6-5-2021 has issued a circular for a resolution plan 2.0. In which cannot be said to be adequate help for all in the current situation to be arbitrary, unfair and eyewash," petition adds

The RBI circular stated, introducing a resolution plan for stressed micro, small and medium enterprises  (MSMEs). The circular described for the borrowers during the second wave of Covid-19. 

Property of every citizen or company

Showing the RBI circular on August 6, last year provided loan restructuring facilities during the first wave of Covid-19.  The petition prayed for the same help. And requested immediate action in the current situation.

Prayer is to direct that no bank or financial institution must act. They must act against the property of every citizen or company for a period of six months. They must not act against non-loan payments and no account stated as a non-performing asset (NPA) for six months.

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NCLT stays appointments in Electrotherm

Ahmedabad: National Companies Law Tribunal, Ahmedabad has held the appointment of Sanjay Bhandari and Mukesh Bhandari as Director of All ELECTROTHERM India Ltd until March 17. The appointment of Sanjay Bhandari as an additional director of the Board has been postponed too, in accordance with the temporary order of the tribunal.


NCLT's order came after the petition was submitted by Siddharth Bhandari, son of Mukesh Bhandari, challenging the agenda of the council meeting which will be held on Thursday, which includes the removal of Uncle Sanjay.


"One of these agendas regarding the holders of the Nomination and Remuneration Committee for the appointment of Sanjay Bhandari as an additional director and director all the time for a period of three years," the message said.


Another agenda is to appoint Mukesh Bhandari as the Board Director all the time, he said.
The court questioned the credibility, services and feasibility of Sanjay Bhandari and stated that there was no documentary evidence or other material provided to prove the feasibility of Sanjay for the appointment on the ship.


"The Petitioner mainly accused that there was no Sanjay Bhandari credentials that had been brought in the record. We also found that there were no ingredients, in fact, there was only one letter that had been circulated by the chairman of the proposition had been given even in the email, no mentioned about credentials and feasibility / suitability in the appointment or qualification on the appointment or qualification.. "


NCLT Bench has also lived in Mukesh Bhandari, founder of the company and current non-executive director, as a director all the time and improves all cases to hear further on March 17.

An overview of the Right to Information Act, 2005

The Right to Information Act, 2005 was enacted with a view bring about transparency in the functioning of the Government Institutions in India. This Act is considered to be a revolutionary law enacted in the history of the Indian Laws since it was the first ever law which opened up the government departments and organizations to be scrutinized by the people.

An individual can seek information about any act or functioning of any government organization and the organization is bound by law to provide the information within the time span of 30 days failing which a fine will be imposed on the officer-in-charge of the organization or the department.

 

 

How to file RTI?

The law does not provide for any strict or cumbersome procedure for filing an RTI. It has been kept exceptionally simple and hassle-free. All that a person is required to do is write an application in the official language of the State may be in the format specified by the State Government. the application is to be addressed to the Public Information Officer of the department where from the information is required to be gathered.

The application is to contain all the specific questions and queries which is to be followed by the name and other details including the contact and the address details of the person. The Act is people friendly and makes a provision which states that if a person is illiterate then the same may tell all his requirements to the officer and the officer is bound to write it for such a person. The facility for an online application is also available for the masses.

Organizations required to give information under the Right To Information Act, 2005;

The Act mandates that various Government agencies be it the agencies belonging to the State Government or the Central Government come within the ambit of this Act. The list is highly exhaustive. The Act is formulated because a taxpayer’s money is spent.

Organizations exempted from the Right To Information Act, 2005;

The Act makes an exemption regarding twenty organizations to which the Right To Information Act does not apply. These organizations are related to the nations defense and intelligence services.

Also, the information regarding the following has been exempted under the Act;

1. Information relating to the national security, sovereignty, strategic, economic and scientific interest.
2. Information specifically ordered by the court not to be disclosed.
3. Information pertaining to the trade secrets and the intellectual property which may be considered to harm the position of some other party.
4. Information gathered under the fiduciary relationship.
5. Information pertaining to the Government information.
6. Information threatening the security and safety of the person.
7. Information that would create hindrances in the process of investigation.
8. Information pertaining to the cabinet papers.
9. Personal information not relating to the public interest.

The Act, however, provides an exemption the member of the Parliament and the State Legislatures stating that any information cannot be denied to them. The RTI Act serves as a watchdog over various organizations creating transparency and minimizing the menace of corruption.

DAILY LEGAL UPDATES IMPORTANT DECISIONS (12.02.2018)

DAILY LEGAL UPDATES IMPORTANT DECISIONS (12.02.2018)

• Auction sale - Subsequent higher offer - Not a valid ground for refusing confirmation of sale or offer already made. (2016(1) Apex Court Judgments 077 (S.C.) 
• Charge sheet filed for non cognizable offences - Case to proceed as a complaint case. (2018(1) Criminal Court Cases 070 (Allahabad) 
• Domestic violence - Committed before commencement of Act which continued even after passing of the Act - Wife is entitled for protection orders. (2014(1)Apex Court Judgments 023 (S.C.) 

 

• Lok adalat - Compromise - Signatures of counsel alone on compromise cannot bind the parties to lis. (2016(1) Civil Court Cases 066 (Kant.) 
• Maintenance - Qualified wife - Qualification is different from earning - Maintenance cannot be refused in case wife is not earning. (2018(1) Criminal Court Cases 182 (T&A) 
• Public servant - Previous sanction of Govt. not taken before taking cognizance against public servant - Impugned order quashed. (2018(1) Criminal Court Cases 116 (Rajasthan) 
• Thumb impression - Taken before Judge in the presence of counsel for the parties - Can be considered as standard thumb impression. (2018(1) Civil Court Cases 143 (P&H) 

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Evidence—Circumstantial Evidence—Basing conviction thereon— Permissibility

Evidence—Circumstantial Evidence—Basing conviction thereon— Permissibility—

It is well settled that in a case based on circumstantial evidence, the circumstances from which an inference of guilt is sought to be drawn must be cogently and firmly established and that those circumstances must be conclusive in nature unerringly pointing towards the guilt of the accused—Moreover all the circumstances taken cumulatively should form a complete chain and there should be no gap left in the chain of evidence—Further the proved circumstances must be consistent only with the hypothesis of the guilt of the accused and totally inconsistent with his innocence.

[State of Himachal Pradesh Versus Raj Kumar; Criminal Appeal No. 31 of 2018; Decided on 08th January, 2018.]